Toyota Finance Center in Marshall, TX

Shapen Toyota takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Shapen Toyota Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Shapen Toyota can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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New or Used Toyota Financing at Shapen Toyota

When shopping for your next car, truck, or SUV, discussing your financing is crucial. That's why we have a finance department packed with professional finance specialists who aim to make your financing process easy. Signing a lease and taking out a loan are the financing options you should consider when purchasing a vehicle at our dealership. Each option has its cons and pros, so it is up to you to pick the plan that suits you best. However, if you are still deciding which path to take, our finance specialists are always ready to help. They will walk you through both benefits, ensuring that you make a wise decision that suits your budget and unique Henderson lifestyle.

Which Should You Choose between Leasing and Financing?

Loaning is the best option if you plan to have a full-time commitment to a model. Taking out a loan allows you to build equity and even own the vehicle after paying the loan. This gives you total control of the vehicle, allowing you to customize the car to suit your lifestyle. You'll also be able to drive unlimited miles around Shreveport and the other Louisiana areas.

If you are on a tight budget and want to enjoy the luxury elements of upper-trim models, you should consider leasing. With leasing, you will pay lower monthly rates than financing, enabling you to invest in high-end models with the money saved. However, since you are under a contract, you will pay extra costs if you surpass the mileage limit when driving around Longview.

Contact Our Finance Department Today

When you contact our finance center, our specialists will help you find a lease or loan program and walk you through our lease specials and loan deals. If you want an early start, use our online financing tools to fill out the application form and value your trade.

Reach out to our staff over the phone or online. It's our pleasure to assist you! Located in Marshall, Shapen Toyota proudly serves Tyler and the surrounding Texas areas.

Your privacy is important to us.

Shapen Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Shapen Toyota

    5015 E End Blvd S
    Marshall, TX 75672

    • Sales: 903-938-9026
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Get in Touch

  • Contact our Sales Department at: 903-938-9026
  • Monday8:30am - 6:00pm
  • Tuesday8:30am - 6:00pm
  • Wednesday8:30am - 6:00pm
  • Thursday8:30am - 6:00pm
  • Friday8:30am - 6:00pm
  • Saturday8:30am - 5:00pm
  • SundayClosed